Times are tough. Every where I look people re crying out about recessions and negative equity and thoroughly depressing prospects. In these times can you afford to not go on holiday? It sounds strange I know but my girlfriend has started pestering me about holidays for next year already. But she has her sights set on a ‘luxury holiday’ - her thoughts being that as no one is buying a holiday that the good ones must be less expensive now.

Does anyone know if this is the case as I’m getting concerned about how much next years holiday is going to end up costing me! she wants to go to St Kitts (I’ve been to see the cricket there and it was lovely but the prices seem a bit high and her ‘theory’ seems way off).